Tel: 01903 237221

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Online Loan Application Form

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To apply online please complete all your details in the form below. If the field does not apply to you, enter 0 in all financial fields and N/A in all other fields.

Online Loan Applications
Your Information

Please refer below to the condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies.

Full details of how your data may be used can be found by clicking this link. Clicking submit means you confirm your agreement to proceed and you accept we may each use your information in this way.

All Applicants
Once you have submitted your application we will begin to process it. We will contact you if we require additional information or documentation to support your request.
If you are not an existing member of the credit union, we are required by Law to prove your identity and confirm your address. If your application is successful we will contact you to request the appropriate documentation.
About You
* Required Fields
First Name: *
Surname: *
Date of Birth: *
Membership Number (If existing member):
National Insurance Number: *
Your Contact Details
* Required Fields
We require at least one contact phone number
Home Telephone Number:
Work Telephone Number:
Mobile Telephone Number:
Email Address:
We may not be able to approve your application without a valid email address
Living Arrangements: *
How many dependants do you have?: *
Address: *
How long have you lived at this address:
years
months
*
If less than 3 Years please give us details of your previous address:
How long were you at your previous address?: years
Residential Status: *
Name of Housing Association (If Applicable):
Your Employment
* Required Fields
What is your current employment status?: *
Please complete this section if you are currently employed.
Employer's name:
Employer's Address:
Time with current employer:
years
months
Occupation: *
Your Loan Application
* Required Fields
How much do you want to borrow?: *
What is the purpose of the loan?: *
Please refer to the online calculator to see how much you can afford to pay
Affordable repayment amount: *
Frequency: *
Your Income
* Required Fields
Monthly take home pay: Please include salary/wages and benefits/tax credits. Please show any Housing benefit separately
What is your monthly income?: *
What is your partner's monthly income?:
Housing benefit:
Monthly Expenditure
* Required Fields
Council Tax: *
Mortgage: *
Rent paid by the household, i.e. the amount not covered by Housing Benefit: *
Water: *
Other loans: *
Credit Cards: *
Referral

If you were recommended by a friend or organisation please give their details as this helps us in our marketing and future services development.

Their Name:
Their Email Address:
Formal Declaration
* Required Fields

We may use credit reference and fraud prevention agencies to help us make decisions. A short guide to what we do and how both we and credit reference and fraud prevention agencies will use your information is detailed below in the section called: A condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies. If you would like to read the full details of how your data may be used please click here or phone 01903 237221 or ask one of our staff.

By clicking SUBMIT on this form you are confirming your agreement to proceed and you are accepting that we may each use your information in this way.

By clicking SUBMIT you are also confirming you can afford the loan repayments and you are not aware of any changes to your circumstances which may impact your ability to repay the loan.

Signature: *
Date: *
Partner's Declaration
If you have declared your partner's income details as part of your overall income to support your application, your partner will need to sign to confirm agreement for their information to be used in this way.
Partner's Signature: *
Date: *
How did you hear about the Credit Union?: *
On receipt of our full requirements we aim to make a lending decision within three working days.

A condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies
  1. When you apply to us to open an account, this organisation will check the following records about you and others (see 2 below)
    1. Our own;
    2. those at credit reference agencies (CRAs). When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information.
    3. those at fraud prevention agencies (FPAs).
    We will make checks such as; assessing this application for credit and verifying identities to prevent and detect crime and money laundering. We may also make periodic searches at CRAs and FPAs to manage your account with us.
  2. If you are making a joint application or tell us that you have a spouse or financial associate, we will link your records together so you must be sure that you have their agreement to disclose information about them. CRAs also link your records together and these links will remain on your and their files until such time as you or your partner successfully files for a disassociation with the CRAs to break that link.
  3. Information on applications will be sent to CRAs and will be recorded by them. Where you borrow from us, we will give details of your accounts and how you manage it/them to CRAs. If you borrow and do not repay in full and on time, CRAs will record the outstanding debt. This information may be supplied to other organisations by CRAs and FPAs to perform similar checks and to trace your whereabouts and recover debts that you owe. Records remain on file for 6 years after they are closed, whether settled by you or defaulted.
  4. If you give us false or inaccurate information and we suspect or identify fraud we will record this and may also pass this information to FPAs and other organisations involved in crime and fraud prevention.
  5. If you have borrowed from us and do not make payments that you owe us, we will trace your whereabouts and recover debts.
  6. We and other organisations may access and use from other countries the information recorded by Fraud Prevention Agencies.
  7. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998.

How to find out more

This is a condensed version and if you would like to read the full details of how your data may be used please click here or phone 01903 237221 or ask one of our staff.

You can contact the CRAs currently operating in the UK; the information they hold may not be the same so it is worth contacting them all. They will charge you a small statutory fee.

Experian, Consumer Help Service, PO Box 8000, Nottingham NG80 7WF or call 0844 4818000 or log on to www.experian.co.uk.

CallCredit, Consumer Services Team, PO Box 491, Leeds, LS3 1WZ or call 0870 0601414

Equifax PLC, Credit File Advice Centre, PO Box 3001, Bradford, BD1 5US or call 0870 010 0583 or log on to www.myequifax.co.uk

Boom! Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our FRN is 475226